Financing with Rea-Ford-Lincoln Inc.

Rea-Ford-Lincoln Inc. takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Rea-Ford-Lincoln Inc. Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Rea-Ford-Lincoln Inc. can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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Hassle-Free Auto Financing Near Your Local Area

You finally found your perfect crossover, SUV or truck and you can't wait to take it out on the road. All that's left is figuring out financing, and the experts at Rea-Ford-Lincoln Inc. are here to help. We have close contact with numerous local banks and lenders, which gives us a variety of choices when it comes to securing the payment solution that works best with your budget. Not sure where to start? Give us a call. We'll work with you to ensure you understand all your options, so you can make confident decisions.

Loan or Lease? The Rea-Ford-Lincoln Inc. Team Helps You Choose

With the expert guidance of our finance team, drivers across Monticello find the perfect loan or lease for their budgets. Whether you prefer a lower monthly payment and the ability to trade up every couple of years with a new-vehicle lease, or you prefer the freedom to drive as many miles as you want and keep your vehicle for a long time with a loan and purchase agreement, we want to help. Unsure which of these financing deals is right for you? We'll walk you through each one step by step and, together, we can find the best route for you to get the new vehicle you need.

Finance Your Next Ford Model at Rea-Ford-Lincoln Inc. without the Headache

Auto financing can be a tedious, stressful process, but our Monticello finance team is here to help you find the financing option that is best for you. While in the past you may have shopped your financial profile around your local area for the right option, our finance team has established solid relationships with major lenders to have access to affordable auto financing options. To shorten your time on-site and to get a head start, fill out our online finance application and let our finance team know if you have any questions.

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Rea-Ford-Lincoln Inc.

    102 Cimarron Road
    Monticello, NY 12701

    • Sales: (845) 791-6100
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Get in Touch

  • Contact our Sales Department at: (845) 791-6100
  • Monday9:00am - 7:00pm
  • Tuesday9:00am - 7:00pm
  • Wednesday9:00am - 7:00pm
  • Thursday9:00am - 7:00pm
  • Friday9:00am - 7:00pm
  • Saturday9:00am - 5:00pm
  • SundayClosed